Ramp vs Xero: what each really costs

Team size

Billing

10 peopleRampXero
Entry paid planNo plan for this billing optionNo plan for this billing option
Vendor price
Monthly cost
Annual cost
Per user / year
Billing commitmentNot recordedNot recorded
Minimum seatsNone statedNone stated
Free planYesNo free plan listed
Free trialNot statedNot stated

Calculated by SpecEntry from official vendor prices. Taxes and optional add-ons are not included. Open each product page for every plan and the official source.

Ramp vs Xero pricing questions

How much do Ramp and Xero cost?
Ramp paid plans start at $15/user/month (Plus). Xero paid plans start at $27 per month (Early).
Is Ramp or Xero cheaper for 5 users?
Xero is cheaper for 5 users: $324 per year on Early, against $900 per year for Ramp on Plus. That is $576 less per year, before tax.
Is Ramp or Xero cheaper for 10 users?
Xero is cheaper for 10 users: $324 per year on Early, against $1,800 per year for Ramp on Plus. That is $1,476 less per year, before tax.
Is Ramp or Xero cheaper for 25 users?
Xero is cheaper for 25 users: $324 per year on Early, against $4,500 per year for Ramp on Plus. That is $4,176 less per year, before tax.
Do Ramp and Xero have a free plan?
Ramp lists a free plan; Xero does not list one on its official pricing.