How much do Navan Expense and Stessa cost?

Navan Expense paid plans start at $15/user/month (Navan Expense). Stessa paid plans start at $12 /month, paid annually (Manage).

Is Navan Expense or Stessa cheaper for 5 users?

Stessa is cheaper for 5 users: $144 per year on Manage, against $900 per year for Navan Expense on Navan Expense. That is $756 less per year, before tax.

Is Navan Expense or Stessa cheaper for 10 users?

Stessa is cheaper for 10 users: $144 per year on Manage, against $1,800 per year for Navan Expense on Navan Expense. That is $1,656 less per year, before tax.

Is Navan Expense or Stessa cheaper for 25 users?

Stessa is cheaper for 25 users: $144 per year on Manage, against $4,500 per year for Navan Expense on Navan Expense. That is $4,356 less per year, before tax.

Navan Expense vs Stessa: what each really costs

Team size

Billing

Navan Expense

No plan for this billing option

No paid plan to compare for this billing option.

Stessa

No plan for this billing option

No paid plan to compare for this billing option.

10 people	Navan Expense	Stessa
Entry paid plan	No plan for this billing option	No plan for this billing option
Vendor price
Monthly cost
Annual cost
Per user / year
Billing commitment	Not recorded	Not recorded
Minimum seats	None stated	None stated
Free plan	Yes	Yes
Free trial	Not stated	Not stated

Calculated by SpecEntry from official vendor prices. Taxes and optional add-ons are not included. Open each product page for every plan and the official source.

Navan Expense details Stessa details Compare with more software

Navan Expense vs Stessa: features

Key features as each vendor lists them. A feature missing from a list does not mean the product lacks it.

Navan Expense

End-to-end expense managementManage expenses from card swipe to reconciliation.
Automated reimbursementsAutomate categorization, reports and reimbursements.
AI categorizationAI automatically categorizes and reconciles expenses.
AI-powered insightsAI insights to boost productivity and optimize savings.
Real-time visibilityFull visibility into every expense in real time.
ERP integrationIntegrate expense data with your ERP.
Policy enforcementAutomatically flag out-of-policy transactions.

Source:navan.com · checked Nov 6, 2026

Stessa

Tenant screeningRentPrep background and credit checks inside Stessa.
Online rent paymentsTenants can pay by ACH, credit card or debit card.
Per-property bank accountsOpen separate bank accounts for each property.
Lease builderBuilds leases on attorney-drafted templates and sends for e-signature.
DocuSign e-signaturesSend leases and documents for signature via DocuSign.
Maintenance requestsTrack repairs so no detail is missed.

Source:stessa.com · checked Nov 6, 2026

Navan Expense vs Stessa pricing questions

How much do Navan Expense and Stessa cost?
Navan Expense paid plans start at $15/user/month (Navan Expense). Stessa paid plans start at $12 /month, paid annually (Manage).
Is Navan Expense or Stessa cheaper for 5 users?
Stessa is cheaper for 5 users: $144 per year on Manage, against $900 per year for Navan Expense on Navan Expense. That is $756 less per year, before tax.
Is Navan Expense or Stessa cheaper for 10 users?
Stessa is cheaper for 10 users: $144 per year on Manage, against $1,800 per year for Navan Expense on Navan Expense. That is $1,656 less per year, before tax.
Is Navan Expense or Stessa cheaper for 25 users?
Stessa is cheaper for 25 users: $144 per year on Manage, against $4,500 per year for Navan Expense on Navan Expense. That is $4,356 less per year, before tax.
Do Navan Expense and Stessa have a free plan?
Yes, both list a free plan.